We start at the bank, not the listing portal
- 1Work out a realistic margin of finance against your commitments before any viewing is booked
- 2Price the whole exit: deposit, SPA and MOT stamp duty, loan agreement duty, legal fees and disbursements
- 3Shortlist against that number, then walk each unit and confirm tenure, title restrictions and outgoings
- 4Explain the booking-fee terms in writing before anything is paid
Typical timeline from first meeting to key handover: four to six months, most of it waiting on the loan and the MOT.


















